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Nino, woman in her 40s, find hard to keep up with the changes in modern Georgia. She resolves to the most wide-spread practice of getting mortgage loan on a high interest. Little by little she gets deeper into debts, which becomes a vicious circle she cannot escape. Nino’s story is one among 172 300 families, who lost their abode as a result of mortgage loans in 2009-2023. The number of the households makes 14 % of Georgia’s population.